Nedbank is looking for people with Matric / Grade 12 to apply for their learnerships - Various

Advert Closing Date: 28 February 2017

Job Family

Credit

Career Stream

Credit Management

Leadership Pipeline

Manage Self: Professional

Job Purpose

To assess credit risk of existing portfolio so that risk is managed and mitigated in line with the banks credit policy.



Job Responsibilities

Review existing portfolio to ensure alignment with bank’s credit policy and to identify cross-sell opportunities by gathering and analysing relevant information.Prepare credit applications and make recommendations based on the findings, within credit parameters.
Manage risk by monitoring reports, including excess report, within expected timeframes, identifying potential risks and taking corrective action to ensure risk compliance.Measure compliance, identify risk and make recommendations for achieving compliance by using current information and other resources available.Monitor covenant’s by obtaining latest financial information, measuring compliance and reporting breaches.Sign off conditions of approval within required timeframes by checking the information called for.Verify that security is in place by gathering all required information.Ensure Nedbank Group Rating requirements are met, including Basel, and Moody’s, by reviewing accounts and identifying risks.
Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters, websites and attending sessions.Understand and embrace the Nedbank vision and demonstrate the values through interaction with team and stakeholders.Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed, experience practiced and certifications obtained and/or maintained within specified time frames. Ensure information is provided correctly to stakeholders by maintaining knowledge sharing knowledge with team.
Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.).Participate and support corporate social responsibility initiatives for the achievement of key business strategies.



Essential Qualifications – NQF Level

Matric / Grade 12 / National Senior Certificate

Preferred Qualification

NQF Level 5 or 6 qualification (Degree or Diploma) that includes Accounting.
Depending on the business unit, an appropriate NGF Level 4 or 5 qualification e.g a Certificate or Diploma in Property Management may be an advantage.

Type of Exposure

Working with a group or independently to identify alternative solutions to a problem
Capturing data
Checking accuracy of reports and records
Completing various administrative and secretarial duties (e.g.; answering phones; making copies; filing)
Drafting reports
Managing conflict situations
Building and maintaining effective cross-functional relationships with internal and external stakeholders
Sharing information in different ways to increase others’ understanding
Managing customer expectations
Interacting with diverse people
Comparing two or more sets of information
Interacting with external clients
Communicating internally
Working in a fast-paced and changing environment
Tracking actuals against targets
Working in a team
Working with spread sheets



Minimum Experience Level

Business Banking or Corporate Banking experience
Knowledge on how to Spread Moodys
Knowledge on how to Analyse Financials
If no tertiary qualification: minimum 3 years experience gained in a similar role in a financial environment
If holds a tertiary qualification with accounting as a subject, a new graduate with on-the-job coaching and training

Technical / Professional Knowledge

Administrative procedures and systems
Banking knowledge
Banking procedures
Business principles
Business terms and definitions
Data analysis
Governance, Risk and Controls
Microsoft Office
Relevant regulatory knowledge
Relevant software and systems knowledge
Business writing skills
Industry specific knowledge
Cluster Specific Operational Knowledge
Knowledge of financial markets
Nedbank banking systems
Nedbank culture
Nedbank policies and procedures
Nedbank products
Nedbank vision and strategy
Relevant Nedbank Human Resources policies and practices

Behavioural Competencies

Adaptability
Communication
Continuous Learning
Contributing to Team Success
Decision Making
Stress Tolerance
Tenacity
Managing Work (includes Time Management)

CLICK HERE TO APPLY ONLINE
https://jobs.nedbank.co.za/job/Edenvale-Trainee-Credit-Analyst/336066901/

Posted on : 26/02/2017, # , Edit

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